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 They estimate the waiver will lower premiums and increase enrollment by 25,000 people. Advocates, however, fear that it could shift healthier people to less comprehensive, non-Obamacare plans and leave those with pre-existing conditions facing higher premiums for the Affordable Care Act policies. Plus, consumers could unknowingly sign up for skimpier policies. What's more, the Georgia waiver would eliminate residents' ability to go to a single website to see all their options. Instead, they would have to navigate a fragmented system of broker and insurers -- similar to what existed before the landmark health reform law, Straw said. This would likely decrease coverage and raise premiums. The waiver does not meet the federal requirements for approval, including covering as many people with the same affordable and comprehensive coverage as, without the waiver, Straw said.

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